Jash Chandra is a trusted Mortgage Adviser based in East Auckland, helping clients across Auckland secure the right lending solutions for their next move. With more than 20 years of banking experience at Westpac, Jash brings deep knowledge of residential, business, and commercial lending, along with a calm, practical approach that makes the process feel far less overwhelming.
Whether you’re buying your first home, refinancing, building an investment portfolio, purchasing commercial property, or arranging business lending, Jash focuses on finding solutions that genuinely suit your goals. His clients value his clear communication, strong attention to detail, and the way he builds lasting relationships rather than treating lending as a one-off transaction. He understands that every client’s situation is different, and takes the time to guide them through each step with confidence and clarity.
Outside of work, Jash enjoys spending time with his children and supporting their sporting activities, bringing that same people-first mindset into the way he works with clients every day.
FSP Number: 1007533
Personalised Mortgages Limited has been helping Auckland clients with smart lending solutions for more than 12 years, with a strong reputation built on trust, service, and results. Based in East Auckland, the business supports clients across residential lending, investment property finance, refinancing, construction loans, commercial property lending, and business purchases.
With approximately $1.98 billion in lending written across the adviser team, Personalised Mortgages combines the experience of a well-established brokerage with a genuinely personal approach. Their focus is simple: make lending easier, clearer, and better suited to each client’s long-term plans.
Clients benefit from access to a wide range of lenders, expert guidance through complex applications, and advisers who take the time to understand the full picture, not just the numbers. Whether it’s your first home or your next major investment, the goal is always the same: helping you move forward with confidence.
Jash helps with first home buyer loans, refinancing, investment property lending, construction finance, and mortgage restructuring. He works with clients at every stage, from buying their first home to expanding a property portfolio.
Yes. Alongside residential lending, Jash also assists with commercial property purchases, business lending, and finance solutions for business owners looking to grow, invest, or purchase new premises.
Jash is based in East Auckland, but he works with clients across Auckland and can support you remotely or in person depending on what works best for you.
A mortgage adviser helps you compare lending options across multiple lenders, not just one bank. Jash works to find the most suitable structure and lending solution for your situation, while helping make the process smoother and less stressful.
Personalised Mortgages combines large-scale lending experience with a highly personal service approach. Clients get expert advice, access to multiple lenders, and long-term support from advisers who genuinely care about helping them succeed.
