I’m Nikki, a Financial Adviser specialising in life and disability insurance, including income protection, mortgage protection, trauma and health insurance.
I’m passionate about helping everyday Kiwi families understand their insurance options without all the confusing jargon. My goal is to make sure people have the right protection in place for the things that matter most — their health, income, home and family — and that they actually understand what they’re paying for.
I’m a busy mum of four, so I understand firsthand how important it is to balance protecting your family with the realities of everyday life and budgets. I’m all about making insurance simple, practical and accessible, and helping my clients feel confident about the decisions they’re making.
Coversure is a New Zealand insurance advisory business providing support across personal, commercial, house, car and contents insurance. The team works with clients to understand what matters to them, assess the risks they face and recommend suitable cover from the options available.
A key part of the Coversure approach is ongoing advice. As circumstances change, cover can be reviewed to help ensure it continues to suit a client’s needs. Coversure also supports clients through the finer details of policies and the claims process, helping take some of the stress out of insurance when it matters most.
Yes. Insurance needs can change as your family, income, mortgage, career or lifestyle changes. A review can help identify whether your existing cover is still suitable or whether adjustments should be considered. Coversure recommends reviewing protection at different stages of life and business.
The right amount depends on factors such as your mortgage, other debts, household income, dependants and future financial commitments. Nikki can help assess your situation and recommend a level of cover that provides an appropriate financial safety net.
Trauma insurance generally provides a lump-sum payment if you are diagnosed with a specified serious medical condition. Health insurance is designed to help cover eligible private medical treatment and give you access to a broader range of treatment options.
It is worth reviewing your insurance after major life changes such as buying a home, having children, getting married, changing jobs, becoming self-employed or experiencing a significant change in income. Even without a major change, regular reviews can help ensure your protection remains appropriate.
Coversure works with a range of established New Zealand insurers across life, trauma, income, mortgage and medical insurance, allowing Nikki to consider suitable options based on your individual needs.
